Why is Hoel Roofing More Expensive than Other Roofers in Indiana?

When you start shopping for a new roof, one of the first things you’ll notice is how wide the price ranges can be between different contractors. Some roofers advertise bargain-level quotes that sound too good to be true. Others, like us at Hoel Roofing, may come in higher, and that can feel overwhelming when you’re trying to make the best decision for your home and budget.

It’s natural to ask yourself: Why should I pay more for what seems like the same shingles or metal panels? That question makes sense, and as homeowners ourselves, we completely understand the hesitation. At Hoel Roofing, we don’t believe in shortcuts. We don’t believe in quick fixes that won’t last. We believe in building roofs that protect your home, add value, and stand the test of time. So yes, our prices may be higher than some. And we stand behind them because they reflect the care, quality, and integrity we bring to every job. 

Homeowners don’t choose us because we cut corners. They choose us because we build stronger roofs that last longer and protect their homes better. This article will break down what goes into our pricing, why it may look different from other quotes you receive, and how investing in a Hoel roof can actually save you money and stress in the long run.

Why Do Some Roofers Charge Less?

If you’ve received quotes that are thousands less than ours, you might be wondering how those contractors can afford to do the same work at a lower price. The truth is, lower bids almost always come with trade-offs. Here are some of the most common ways roofers cut costs, and why it matters for your home:

Cheaper materials: Some roofers use off-brand shingles, thinner underlayment, or lower-grade flashing to keep costs down. The problem is, these products often don’t last as long, which means you’ll be dealing with repairs (or even another replacement) much sooner than expected.

Minimal warranties: A contractor offering rock-bottom pricing may not back up their work with a strong workmanship warranty, or they may offer one that looks great on paper but is loaded with fine print. That leaves you holding the bag if issues show up after installation.

Untrained or unvetted crews: Labor is one of the biggest costs in roofing. Some companies keep bids low by hiring the cheapest crews available, often without background checks or proper training. This can lead to sloppy workmanship and, in the worst cases, safety or liability risks on your property.

Rushed installations: A lower price often means the contractor is trying to fit your job into a packed schedule, cutting corners to move quickly. That can mean skipped steps like proper ventilation, flashing, or sealing, details that make the difference between a roof that lasts 10 years and one that lasts 30.

Hidden costs later: What looks like a low upfront bid may balloon later. Some roofers don’t include decking replacement, flashing, or permits in their quote. Once the job starts, you’re surprised with add-ons that push the “cheap” roof into expensive territory.

Why Does Hoel Roofing Charge More for Roof Replacements?

For shingle roof replacements, our pricing typically ranges from $7,000 to $30,000, while metal roof installations run $9,000 to $38,000. These ranges reflect more than just the shingles or panels going on your home; they represent the quality of materials, the expertise of the installation, and the long-term value of owning a roof that’s built to last.

At Hoel Roofing, we focus on delivering the lowest total cost of ownership over the life of your roof, even if that comes with a higher initial cost. Here’s how:

• Fewer repairs down the road: A roof installed correctly from day one means fewer leak calls, patch jobs, and emergency fixes, repairs. These issues can easily add up to thousands if corners are cut during installation.
• Longer lifespan: Choosing stronger materials and ensuring proper ventilation, flashing, and underlayment extends the life of your roof by years, delaying the need for another costly replacement.
• Warranty-backed protection: Every roof we install comes with a 4-year workmanship warranty, which may sound shorter than the “lifetime” warranties some roofers advertise. Here’s the difference: we don’t believe in padding contracts with fine print. Our warranty is straightforward and backed by manufacturer coverage on the materials themselves, which often ranges from 25–50 years, depending on the product line.
• Energy and insurance savings: A well-installed, durable roof can help reduce heating and cooling costs and may qualify for insurance premium discounts, saving money every single year.

When you work with Hoel Roofing, you’re not just paying for today’s installation; you’re investing in decades of protection, fewer headaches, and real cost savings over time. Additionally, your shingles are protected by the manufacturer’s warranty, which covers defects in the materials themselves, and a 4-year installation warranty in case we get anything wrong during the installation of your roof. The length and details depend on the brand you choose.

So when we charge you more, it is because when you choose Hoel Roofing for your roof replacement, our mission is to deliver an experience where you can truly “set it and forget it.” From contract signing to final cleanup, we handle everything to remove the stress from your shoulders. We’ve built a dedicated team specifically designed to provide you with a worry-free roofing experience.

What Factors May Affect Your Roofing Specific Cost?

Every roof replacement is unique, which is why estimates often vary from home to home. Smaller homes with simpler rooflines can land below these ranges, while larger homes, premium materials, or complex designs (like multiple dormers or skylights) can push costs higher. Sharing these ranges helps you compare apples to apples when you’re reviewing quotes. A few of the biggest factors that influence the final cost include:

• Roof Size and Pitch: Larger roofs increase costs directly. A 2,500 sq. ft. home might cost $15,000, while a 3,500 sq. ft. home could push closer to $22,000–$25,000. A roof pitch is the measurement of how steep a roof is. Instead of describing it in degrees (like a math angle), roofers measure pitch as a ratio of vertical rise to horizontal run. For example, a 4/12 pitch means the roof rises 4 inches for every 12 inches (1 foot) of horizontal distance. Steeper pitches often add 10-20% due to extra labor and safety equipment.
• Material Choice: Standard asphalt shingles are the most affordable. Upgrading to architectural shingles may add 10–15%, while switching to standing seam metal could increase costs by 30–50%.
• Tear-Off vs. Layover: Removing the old roof usually adds $1,000–$3,000, depending on roof size and number of layers.
• Complexity of the Design: A simple gable roof, which is one of the most common and recognizable roof styles, is the cheapest. Multiple dormers, valleys, skylights, or chimneys can add $1,500–$5,000+ because of extra flashing and detail work.
• Underlayment and Decking Repairs: If your decking has water damage, repairs may add $2–$5 per sq. ft. A full roof replacement on a 2,500 sq. ft. home could add $5,000–$7,000.
• Warranty Level: Standard manufacturer warranties are often included. Opting for a premium manufacturer or extended workmanship warranties can add $500–$2,500, depending on the package.
• Local Permits and Codes: Most Indiana permits fall between $250–$750, but stricter county or city codes may add inspection or compliance costs on top of that.

For most Indiana homes, shingle replacements typically range from $7,000–$30,000, while metal roof replacements run $9,000–$38,000. Where your project falls in that range depends on how these factors stack up in your situation.

Commonly Asked Roofing Questions

Who Makes Up The Team Managing Projects at Hoel Roofing?

These are the contractors you will be working with:

• Experienced Project Coordinators

Our Project Coordinators aren’t commission-based salespeople trying to upsell you. They’re trained professionals who will only recommend a roof replacement if your inspection genuinely indicates you need one. Not only will they provide a detailed, transparent estimate, but they’ll also guide you through insurance claims when applicable, handling the paperwork so you don’t have to.

• On-Site Project Supervisors

Every Hoel Roofing project includes a dedicated on-site supervisor who does more than just oversee installation quality. They’re your direct communication link throughout the process. You’ll receive regular progress updates, photos documenting each phase of work, and immediate notification if we discover anything requiring your attention. Before we consider the job complete, our supervisors conduct a comprehensive final walkthrough to verify every detail meets our standards.

• Thoroughly Vetted Installation Teams

We work with carefully selected subcontractors who meet our rigorous standards. We don’t just hire anyone who shows up with tools; every hired hand goes through our comprehensive vetting process, including background checks, verification of experience, and assessment of workmanship quality. These additional team members work directly under our supervision and must maintain the same professional standards we expect from our core staff. This ensures that regardless of crew size, every person working on your roof upholds Hoel Roofing’s commitment to quality and professionalism.

How Does Hoel Roofing Communicate With Customers? 

Comprehensive Project Guide: Every homeowner receives our detailed inspection guide immediately after scheduling their inspection. It’s a thorough resource that answers the questions most contractors prefer you don’t ask. It covers material options, warranty details, project timelines, and red flags to watch for when choosing a contractor.

Personal Introduction Process: Before work begins, you’ll receive a personal introduction to your project supervisor. This ensures you know exactly who will be managing your project and who to contact with any questions or concerns.

We do all this because when you feel well-informed, you don’t worry about being overcharged or misled. You feel in control of their investment and make decisions with confidence.

How To Get An Accurate Quote For Your Roof

Replacing a roof is one of the largest investments most Indiana homeowners will make, and it’s normal for quotes to vary widely depending on roof size, materials, and the condition of what’s underneath. Getting the right quote means understanding what goes into the total cost, not just the shingles or panels, but also labor, warranties, permits, and any repairs uncovered during a tear-off.

To ensure you’re comparing estimates accurately:

• Ensure the quote clearly outlines materials, labor, warranties, and any potential additional costs.
• Look at multiple bids with the same scope of work and materials.
• Clarify anything that seems vague, from decking replacement to underlayment or flashing updates.

For a detailed breakdown of the essentials, see our guide on ‘What Should Be Included in a Roof Replacement Quote?’

If you’d like a clearer picture of what your roof replacement might cost, Hoel Roofing’s free roof estimate tool can give you a ballpark figure in minutes, helping you plan confidently before you request quotes.