What are the cost differences between CertainTeed, James Hardie, and Metal siding in Indiana?

CertainTeed vinyl siding is generally the most budget-friendly, metal is in the mid-range, and James Hardie fiber cement tends to have the highest upfront cost. The article gives estimated installed ranges for each in Indiana.

Which siding holds up best in harsh weather, like hail, wind, or freeze-thaw cycles?

Fiber cement (James Hardie) offers strong resistance in severe weather. Metal siding holds up well too, especially steel, though it may dent. Vinyl (CertainTeed) is more vulnerable under extreme conditions unless installed carefully.

How do maintenance needs compare among the three siding types?

Vinyl requires low maintenance (occasional cleaning), James Hardie’s fiber cement may require periodic repaint or touch‐ups, and metal siding may need inspection for finish, occasional corrosion, and fastening integrity.

Does style and aesthetic vary significantly between these siding options?

Yes — CertainTeed offers lots of styles and color options, fiber cement can mimic upscale textures and offer premium finishes, and metal offers sleek, modern looks though with fewer texture variations.

Which siding type offers the best long-term value in Indiana?

Long-term value depends on how long you plan to stay, weather exposure, and upkeep. Fiber cement and metal often last longer and withstand weather better; if budget is tight, vinyl may be acceptable but with more trade-offs.

CertainTeed vs James Hardie vs Metal Siding: Which Siding Type Is Good For You?

What’s the best siding for your home? Are you stuck trying to decide between CertainTeed vinyl siding, James Hardie fiber cement, and Metal siding? Replacing your home’s siding is a big investment, and it is important that you get a siding type that makes the most sense for your home and budget. and we’d like to help.

At Hoel Roofing, we’ve installed all three types, and we know from experience that there’s no one-size-fits-all answer as each siding brand has its own price point, strengths, and long-term performance expectations.

In this guide, we’ll break down the key differences, so you can choose siding with confidence. By the end of this article, you will know enough about the real performance, cost, value, and reputation of each of these shingles so you can feel confident about your roofing decision.

What Factors Should You Consider When Comparing Siding Types?

Choosing siding isn’t just about picking what looks good; it’s about making a decision that protects your home, saves you time, and fits your lifestyle. Here’s what really matters and why you should care:

Durability

Here in Indiana weather can be unpredictable, with hail in the spring, heat in the summer, and icy winters. Durable siding means fewer repairs, less stress after storms, and a home exterior that holds up for years without surprise costs. So you should look for siding that can handle temperature swings, resist cracking, and stand up to wind and moisture.

Maintenance Needs

Some siding options, such as vinyl, are nearly maintenance-free, while others, like wood, require repainting or sealing every few years. The less maintenance your siding needs, the more weekends you get back, and the less money you’ll spend on upkeep. So, think about how much upkeep you’re realistically willing to take on.

Energy Efficiency

Insulated siding can help your home stay cooler in summer and warmer in winter, lowering your energy bills and keeping rooms more comfortable. Over time, that adds up to real savings.

Aesthetics & Style

Siding is the first thing people see when they drive by or visit your home. The right choice boosts curb appeal, helps your house stand out, and can even increase resale value if you plan to sell down the road.

Cost vs. Longevity

It’s tempting to go with the cheapest option, but siding is a long-term investment. Paying a little more upfront for higher-quality siding can mean it lasts decades longer and saves you from having to replace it sooner.

Warranty & Installer Quality

A strong warranty protects your investment, but only if the siding is installed correctly. Choosing a reputable contractor ensures your siding performs as promised, so you’re not left fighting with repairs or voided coverage.

What Criteria Did We Consider in This Comparison?

When homeowners ask us which siding is “best,” the truth is that it depends on what matters most to you. Here’s how we evaluated CertainTeed, James Hardie, and metal siding side by side:

Cost and Value – upfront price and long-term ROI
Durability – lifespan with proper installation and maintenance
Weather Resistance – wind, hail, algae, and Indiana’s seasonal extremes
Style Options – colors, textures, and curb appeal
Maintenance Needs – how much care is required over the years

Cost Comparison: Which Siding Fits Your Budget?

When it comes to siding, most homeowners want the sweet spot between upfront affordability and long-term value. Here’s what the three options cost in Indiana:

CertainTeed Vinyl Siding: $650–$850 per square (100 sq. ft.) installed. This is the most budget-friendly option, making it attractive for homeowners who want a durable, low-maintenance siding without stretching their budget.
Metal Siding: $750–$950 per square installed. Falls in the middle on cost. It’s more expensive than vinyl, but it offers greater durability and lifespan.
James Hardie Fiber Cement Siding: $1,200–$1,300 per square installed. It’s the priciest option, but also the longest-lasting, with a premium look that appeals to homeowners who want to invest in curb appeal and longevity.

Cost hierarchy: Vinyl (lowest) → Metal (mid) → James Hardie (highest).

Durability and Performance: Which Siding Lasts Longer?

When you’re investing thousands into new siding, durability isn’t just a selling point; it’s peace of mind. Indiana homeowners face everything from humid summers to hailstorms and strong winds, so the material you choose needs to stand up to more than just daily wear. Here’s how CertainTeed, Metal, and James Hardie compare across key performance areas.

Wind Resistance

CertainTeed Vinyl Siding – Vinyl siding is lightweight, which helps with installation, but can be a drawback in severe storms. Most CertainTeed products are rated to withstand standard winds (around 110–130 mph, depending on the line), but poor installation can make panels more vulnerable to blow-offs in extreme gusts. If you live in a wind-prone area or on an exposed property, vinyl may require extra care in installation or even replacement after big storms.
Metal Siding – When secured adequately with heavy-duty fasteners, metal siding offers excellent wind resistance. Steel holds up especially well, while aluminum can be slightly weaker but still strong compared to vinyl. For homeowners in rural or open areas where high winds are common, metal provides confidence that your siding won’t peel away in the middle of a storm.
James Hardie Fiber Cement – Thanks to its dense composition, James Hardie siding is highly resistant to wind damage. Once installed correctly, it stays firmly in place even during severe weather. If you’re looking for the lowest risk of storm-related blow-off, fiber cement is a top performer.

Vinyl can blow off if not installed carefully, metal holds strong (especially steel), and fiber cement delivers the most reliable wind resistance.

Hail & Impact Resistance

CertainTeed Vinyl Siding – Vinyl siding can crack or break under heavy impact, such as from large hailstones or flying debris. While smaller impacts often go unnoticed, major storms can leave visible damage. In Indiana, where hailstorms aren’t uncommon, vinyl may mean more frequent repairs or replacements after severe weather.
Metal Siding – Metal siding holds up structurally, though softer metals like aluminum are prone to denting. Steel performs better, often resisting all but the largest hailstones. Importantly, most hail damage is cosmetic, not structural.
James Hardie Fiber Cement – One of the strongest options on the market, James Hardie siding resists both hail and flying debris better than vinyl or metal because of its fiber cement material. It doesn’t dent or crack easily.

Vinyl is the most vulnerable to hail, metal dents, but usually stays intact, and fiber cement delivers the toughest impact resistance.

Algae & Weather Resistance

CertainTeed Vinyl Siding – Vinyl naturally resists moisture, but over time, it can show staining, especially in shady or damp areas. Darker colors are also more prone to fading in direct sunlight.
Metal Siding – Metal doesn’t support algae or mildew growth, making it a great fit for humid summers. However, if the protective finish gets scratched, bare metal can corrode or rust.
James Hardie Fiber Cement – Engineered with ColorPlus® baked-on finishes, James Hardie siding resists fading, chalking, and mildew even in damp or sunny conditions. It’s specifically designed to handle moisture-heavy climates like Indiana.

Vinyl can stain and fade, metal avoids algae but risks rust, and fiber cement offers the strongest all-around weather resistance.

Which Siding Lasts Longest Overall?

CertainTeed Vinyl Siding – Typically lasts 20–25 years with good care. Best for homeowners wanting affordability, but not planning to stay in their home for decades.
Metal Siding – Averages 40 years, depending on material (steel vs. aluminum) and maintenance. A solid middle ground in terms of cost and lifespan.
James Hardie Fiber Cement – With proper installation and upkeep, lasts 30–50 years or more. Offers the highest durability and strongest protection for Indiana weather.

Vinyl is the most affordable, metal balances cost and lifespan, and fiber cement delivers the longest durability.

CertainTeed vs. James Hardie vs. Metal Siding: Side-by-Side Comparison

Factor	CertainTeed (Vinyl Siding)	James Hardie (Fiber Cement)	Metal Siding (Steel/Aluminum)
Price Range (Installed)	$6–$12 per sq. ft.	$8–$14 per sq. ft.	$8–$15 per sq. ft.
Durability	Resistant to rot and insects, but can crack in extreme cold or warp in heat.	Extremely durable – resists rot, insects, and fire. Can chip if hit hard.	Very strong, dent-resistant (steel) and won’t rot. Aluminum may dent more easily.
Maintenance	Very low – occasional rinse with a hose.	Needs repainting every 10–15 years.	Low – periodic washing, occasional repaint or touch-up if scratched.
Energy Efficiency	Insulated options are available for better performance.	Naturally energy efficient; can be combined with insulation for more savings.	Reflects heat well; insulated panels improve energy savings.
Aesthetic Options	Wide variety of colors and textures, including wood-look finishes.	Premium, upscale appearance with wood-like texture and deep colors.	Sleek, modern look; fewer style options, but popular for contemporary homes.
Environmental Impact	Vinyl is petroleum-based but recyclable.	Made from cement, sand, and cellulose—long lifespan offsets manufacturing impact.	100% recyclable and long-lasting. Steel is especially eco-friendly.
Weather Resistance	Handles normal weather well but can struggle in extreme temperature swings.	Excellent for harsh climates, especially with storms, humidity, and fire risk.	Excellent—resists high winds, hail, fire, and pests. Great for extreme climates.
Warranty	Limited lifetime on materials.	30–50 years (depending on product line).	30–50 years, depending on the manufacturer.
Best Fit For	Budget-conscious homeowners who want an easy, low-maintenance siding with lots of style options.	Homeowners looking for long-term value, upscale curb appeal, and strong protection in variable climates.	Homeowners who want maximum durability, eco-friendliness, and a modern or contemporary aesthetic.

Which Siding Is Best For You? Our Honest Take

The “best” siding for you ultimately depends on your budget, design preferences, and long-term goals. We’ve worked with all three brands, and each brings something valuable to the table.

Choose CertainTeed if:

You want an affordable siding that still delivers on style and reliability.
You are a homeowner on a budget or those not planning to stay in their home for 30+ years.

Choose James Hardie if:

You want unmatched durability and curb appeal
You’re prepared for the higher upfront cost or investing in a long-term home.

Choose Metal if:

You want a mid-range option that balances durability with price, especially if you like the sleek, modern look of metal panels.

If you’re in the market for a siding installer or repairer, we are 5-Star™ CertainTeed Siding Contractor registered installers of CertainTeed, James Hardie, and Metal siding. Contact us here for a consultation and personalized quote. However, if you want to learn more about CertainTeed’s pros and cons, check out our full article: Is CertainTeed Siding Good? Reviewing the Real Pros and Cons.