Can You Trust a Roofing Company Less Than 20 Years Old?

Have you been researching roofing companies and noticed that many claim decades of experience, while others have been in business for just a few years? And are you wondering whether a newer company can deliver the same quality, reliability, and warranty protection as one that’s been around for 20+ years?

The reality is, years in business matter, but not for the reasons most people think. You can absolutely trust a roofing company with less than 20 years in business if you know what to look for. The key isn’t how long they’ve been operating; it’s whether they have the right credentials, experience, insurance, references, and commitment to quality workmanship.

At Hoel Roofing, we’ve been serving Indiana for over nine years. We’re not a 20-year-old company, yet we’ve completed over 3,000 roofing projects, earned 470+ five-star Google reviews, and maintain certifications from Owens Corning and Malarkey. We’re proof that newer companies can deliver exceptional results when they prioritize the right things.

This article breaks down what really matters when choosing a roofing contractor, why years in business can be misleading, and what questions to ask to separate trustworthy companies from fly-by-night operators, regardless of how long they’ve been around.

By the end, you’ll know exactly how to evaluate any roofing company and make a confident decision based on facts, not just how long they’ve had a business license.

Why Years in Business Isn’t the Whole Story

Let’s start with the stat everyone quotes: 80% of roofing companies fail within the first two years, and 96% fail within five years.

That sounds terrifying. It suggests you should only hire companies that have survived 10, 15, or 20+ years because they’ve proven their staying power.

But here’s what those numbers don’t tell you:

1. Many New Companies Have Experienced Owners

A business can be brand new on paper, while the owner and team members may have 15+ years of roofing experience working for other companies.

An experienced roofer might work for a large company for a decade, then start their own business to have more control over quality, customer service, and pricing. On day one, their company is technically brand new, but the owner has more hands-on roofing experience than many 20-year-old companies whose original founders retired years ago. At Hoel Roofing, our team has decades of combined roofing experience, even though our company has been operating for nine years.

What matters more than the company’s age:

  • How many years has the owner been in the roofing industry?
  • How many roofs has the crew installed?
  • What certifications and training do they have?

Bottom line: A business can be brand new on paper, while the owner and team members may have years of roofing experience working for other companies.

2. Longevity Doesn’t Guarantee Quality

Just because a company has been around for 20 years doesn’t mean they’re good at what they do.

Some companies survive by:

  • Cutting corners on materials or labor
  • Using high-pressure sales tactics
  • Operating on volume over quality
  • Relying on brand recognition rather than customer satisfaction

Meanwhile, newer companies often succeed by:

  • Delivering exceptional customer service
  • Using the latest installation techniques
  • Offering competitive pricing
  • Building reputations through word-of-mouth and reviews

Bottom line: A company can stick around for decades and still do mediocre work. Conversely, a five-year-old company with 200 five-star reviews likely delivers better results than a 25-year-old company with complaints and bad referrals.

3. The Industry Has Changed Dramatically

Roofing materials, installation methods, and manufacturer requirements have evolved significantly in the past 10 to 15 years.

Modern roofing companies:

  • Install advanced shingles with algae resistance and impact ratings
  • Follow strict manufacturer specifications to maintain warranties
  • Use synthetic underlayments and ice-and-water barriers
  • Understand ventilation requirements for energy efficiency

Bottom line: Some older companies still use outdated methods or haven’t invested in training on new products. A newer company with current certifications may actually be more qualified to install today’s roofing systems.

4. Some Long-Standing Companies Are Coasting

After 20+ years, some companies become complacent:

  • They stop investing in training
  • They rely on their name instead of earning customer loyalty
  • They raise prices because they “can”
  • They treat customers like numbers

Newer companies are hungry. They’re building their reputation one roof at a time, which often means:

  • Better communication
  • More attention to detail
  • Competitive pricing
  • Going above and beyond to earn referrals

Bottom line: Years in business is one factor to consider, but it’s far from the only or even the most important indicator of trustworthiness.

What Actually Matters When Choosing a Roofing Company?

Instead of fixating on how long a company has been operating, focus on these factors:

1. Owner and Crew Experience

Ask: “How many years have you personally been in the roofing industry?”

A company that’s three years old with an owner who has 12 years of roofing experience is more qualified than a 10-year-old company with high employee turnover.

Also ask:

  • How long have your crew members been with you?
  • What training do your installers receive?
  • Do you use subcontractors or your own employees?

Red flag: Vague answers or constantly changing crews.

2. Manufacturer Certifications

This is huge and often overlooked.

Major shingle manufacturers (GAF, Owens Corning, Malarkey, CertainTeed) offer certification programs that require contractors to:

  • Complete training on proper installation techniques
  • Maintain insurance minimums
  • Pass background checks
  • Demonstrate quality workmanship

Certified contractors can offer:

  • Enhanced warranties (often 50 years on materials + lifetime workmanship)
  • Manufacturer backing if issues arise
  • Access to premium products not available to uncertified installers

At Hoel Roofing, we’re Owens Corning Preferred Contractors and Malarkey Certified Installers, which means we’ve met strict requirements and can offer warranties that non-certified companies can’t.

Ask any roofing company: “What manufacturer certifications do you hold?”

Red flag: No certifications or vague answers.

3. Insurance and Licensing

Non-negotiable requirements:

  • General liability insurance ($1 million minimum)
  • Proper licensing (if required in your state)

Without general liability, you could be held responsible if the contractor damages your property. Always ask to see current certificates of insurance. Verify them by calling the insurance company directly.

Red flag: Reluctance to provide insurance certificates or expired policies.

4. References and Reviews

Online reviews matter more than years in business.

A five-year-old company with 200+ five-star reviews and detailed feedback about quality, communication, and follow-through is more trustworthy than a 20-year-old company with mediocre ratings.

What to check:

  • Google reviews – Look for patterns (good and bad)
  • Better Business Bureau – Check for complaints and resolution
  • Manufacturer websites – Certified contractors are often listed with ratings
  • Local references – Ask for addresses of recently completed projects in your area

Ask: “Can you provide three references from projects completed in the past year?”

Drive by those addresses to see the quality of work firsthand.

Red flag: No online presence, refusal to provide references, or mostly negative reviews.

5. Written Contracts and Detailed Estimates

If it’s not in writing, it’s not guaranteed. Every legitimate roofing company provides:

  • Written, itemized estimates
  • Clear contracts with project scope, timeline, and payment terms
  • Manufacturer warranty information
  • Workmanship warranty details

What should be in your contract:

  • Start and completion dates
  • Total cost with payment schedule
  • Materials to be used (brand, type, color)
  • Scope of work (tear-off, ice-and-water barrier, ventilation, etc.)
  • Cleanup and disposal plan
  • Warranty coverage

Red flag: Pressure to sign immediately, vague estimates, or refusal to provide written contracts.

6. Local Presence and Permanence

Storm chasers are a real problem in the roofing industry.

After major storms, out-of-state companies flood affected areas, offer lowball estimates, do shoddy work, and disappear before issues surface.

What to verify:

  • Physical office or established business location
  • Local phone number (not just a cell)
  • Permanent address (not a P.O. box)
  • Years of operating in your specific area

A company with deep local roots has a reputation to protect. They can’t just vanish when problems arise.

At Hoel Roofing, we have an office in Indiana and have been serving East Central Indiana for nine years. We’re not going anywhere.

Red flag: Out-of-state license plates, no local address, or claims of being “in the area for storm damage.”

7. Warranty Protection

Two types of warranties:

  • Manufacturer warranty: Covers defects in shingles (usually 25 to 50 years)
  • Workmanship warranty: Covers installation errors (varies widely)

What to ask:

  • How long is your workmanship warranty?
  • Is it transferable if I sell my home?
  • What does it cover?
  • Will you be around in 10 years to honor it?

Certified contractors often offer extended warranties backed by the manufacturer, which protects you even if the company goes out of business.

Red flag: No workmanship warranty or extremely short coverage (1 to 2 years).

Red Flags That Signal an Untrustworthy Roofing Company (Regardless of Age)

Watch out for these warning signs, whether the company is 2 years old or 20:

  • Pressure to sign immediately (“This price is only good today!”)
  • Requests for full payment up front
  • No physical address or local presence
  • Can’t provide proof of insurance
  • Offers prices significantly lower than competitors (often a sign of cutting corners)
  • Refuses to provide references
  • Vague or verbal-only estimates
  • Uses high-pressure sales tactics
  • No manufacturer certifications
  • Poor or no online reviews

If you see multiple red flags, walk away, no matter how long the company has been in business.

Can You Trust Hoel Roofing?

What we have: 

  • Over 9 years serving Indiana
  • 3,000+ completed roofing projects
  • 480+ five-star Google reviews
  • Owens Corning Preferred Contractor certification
  • Malarkey Certified Installer
  • James Hardie Elite Preferred Contractor (siding)
  • ProVia Certified Installer (windows/doors)
  • 4-year workmanship warranty
  • Full insurance and licensing
  • Verifiable local references

Years in business are just one factor in choosing a roofing contractor. What truly matters is experience, certifications, insurance, references, and a proven track record of quality work.

If you’ve been hesitant to hire a newer roofing company, you’re right to be cautious, but you shouldn’t automatically disqualify them based solely on age.

Your next step is to evaluate roofing companies based on what really matters: credentials, reviews, warranties, and transparency, not just how long they’ve had a business license.Check out our article Who Are the Best Roofing Companies in Indiana?

At Hoel Roofing, we’ve earned the trust of thousands of Indiana homeowners over nine years by delivering exceptional quality, honest communication, and manufacturer-backed warranties. We’re not the oldest roofing company, but we’re one of the most qualified, most reviewed, and most committed to doing roofing right. Call us at (765) 561-4023 or fill out this form to schedule your free inspection.

Toyosi Ogunsola

Toyosi Ogunsola is the Content Manager at Hoel Roofing & Remodeling in Rushville, IN, where she oversees the creation of educational, trustworthy content about roofing, remodeling, and home improvement. With a master’s degree in Emerging Media Design and Development and a background spanning content strategy, UX research, and digital marketing, Toyosi combines data-driven insights with clear, engaging writing to help homeowners make informed decisions. Passionate about translating complex roofing topics into helpful resources, she works closely with Hoel’s team of roofing experts to ensure every piece of content is accurate, practical, and user-focused.

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