Are you planning a roof replacement and wondering which type of asphalt shingle is right for your home? Trying to decide between a 3-tab or architectural style?
While they might look similar from a distance, their performance, appearance, and price tell two very different stories. At Hoel Roofing, we’ve installed both types of roofs across Indiana homes, and we’ve seen how choosing the right one impacts longevity, resale value, and maintenance needs.
In this article, we discuss the key differences between an architectural shingle and a 3-Tab Shingle, their costs, and when each option makes the most sense for your roof.
By the end of the article, you will be able to decide which shingle is the best for your home.
3-tab shingles are the classic, flat shingles you’ll see on many older homes. They’re lightweight, uniform in shape, and easy to install, making them the most affordable asphalt roofing option.
Architectural shingles, also known as dimensional or laminate shingles, are thicker and layered to create a textured, high-end look. They use multiple asphalt layers for added durability and depth.
Here’s a quick look at how they compare:
| Feature | 3-Tab Shingles | Architectural Shingles |
| Appearance | Flat, uniform pattern | Textured, layered look |
| Durability | Basic protection | Heavier and more weather-resistant |
| Warranty | 20–25 years | 30–50 years (some “lifetime”) |
| Cost | Lower upfront | Higher, but lasts longer |
Here in Indiana, homes face unique challenges — humid summers, winter freeze-thaw cycles, and spring storms, all of which test a roof’s durability. Because of this, architectural shingles typically outlast 3-tabs by 10 to 20 years in Indiana’s variable climate. If you live in a region with heavy snow or intense storms, the extra upfront cost often pays off in fewer repairs and replacements.
In 2025, roofing costs have risen slightly due to material and labor updates, but the difference between 3-tab and architectural remains steady.
| Shingle Type | Cost per sq. ft. | Avg. Roof (2,000 sq. ft.) | Warranty |
| 3-Tab Shingles | $4.00–$5.00 | $8,000–$12,000 | 20–25 years |
| Architectural Shingles | $5.00–$7.00 | $11,000–$17,000 | 30–50 years |
Several key factors explain why architectural shingles cost more than 3-tab shingles in 2025:
Whether the higher price of architectural shingles is “worth it” depends on your goals, budget, and how long you plan to stay in your home.
Architectural shingles generally last longer and offer better wind and weather resistance, which can reduce maintenance costs over time. For homeowners planning to stay in their house for many years, that durability can offset the higher upfront cost.
On the other hand, 3-tab shingles remain a practical choice for short-term homeowners or those looking for the most budget-friendly roof replacement. They provide reliable protection at a lower cost, even if they may need to be replaced sooner.
Both types can be wise investments; the best option depends on how long you expect your roof to serve you and how much you’re comfortable spending upfront.
Choosing between them depends on your long-term plans, budget, and the level of protection you want against Indiana’s varied weather. In Indiana, where humid summers, freezing winters, and occasional severe storms put roofs to the test, shingle choice can affect longevity:
That said, installation quality, attic ventilation, and regular maintenance all have a major impact on performance, regardless of the type you choose. However, we have seen that architectural shingles tend to perform better in the long term.
| Type Of Weather | 3-Tab Shingles | Architectural Shingles |
| Wind Rating | 60–70 mph | 110–130 mph |
| Hail Resistance | Basic | Impact-rated options available |
| Snow & Ice Resistance | Fair | Stronger adhesion and sealant lines |
| Heat Resistance | Moderate | Better UV protection |
Architectural shingles feature a layered, dimensional look that can resemble materials like wood shakes or slate, adding depth and texture to roofs. This style is often chosen by homeowners who prefer a more modern or upscale appearance.
3-tab shingles, on the other hand, have a flat, uniform pattern that creates a clean and traditional look. While simpler in design, they can complement older homes or those with minimalistic aesthetics.
A roof’s appearance can influence curb appeal and perceived home value, but its impact depends on factors like neighborhood standards, roof color, and overall exterior design. Some real estate professionals note that dimensional shingles may help newer homes stand out in listings, while 3-tab roofs can still provide a neat, consistent look that appeals to budget-conscious buyers.
Architectural shingles from top brands like Owens Corning, GAF, and Malarkey often come with extended or lifetime warranties when installed by certified contractors. 3-tabs, however, usually carry 20–25-year limited warranties, which can still provide solid protection when properly maintained.
In terms of upkeep:
While architectural shingles may offer longer coverage and durability, 3-tabs can still be a reliable and cost-effective option for homeowners who prefer a simpler, lower-cost installation.
| Factor | 3-Tab Shingles | Architectural Shingles |
| Warranty Coverage | 20–25 years (limited) | 30–50 years or lifetime (varies by brand and installer certification) |
| Maintenance Needs | Higher – may need more frequent inspections and minor repairs | Lower – thicker material and stronger adhesion reduce upkeep |
| Durability | Moderate – lighter weight, can lift or crack in high winds | High – built to withstand stronger winds and temperature changes |
| Expected Lifespan | 20–25 years (with proper care) | 30–50 years (depending on installation and climate) |
| Installation Speed | Faster and simpler | Longer due to added weight and alignment requirements |
| Long-Term Value | Lower upfront cost, more upkeep | Higher upfront cost, fewer long-term repairs |
Can you mix architectural and 3-tab shingles?
Technically, yes, but it’s not recommended. It can look uneven and affect warranty coverage.
Can you roof over 3-tab with architectural shingles?
Sometimes, depending on the roof condition and local building codes. Hoel Roofing always inspects before recommending.
Which shingle type holds up best in Indiana weather?
Architectural shingles generally hold up better under Indiana’s mix of snow, hail, and heat. Their thicker design and stronger sealant lines reduce storm damage and leaks over time.
Do architectural shingles increase home resale value?
Yes. Many buyers view them as a premium upgrade. Homes with architectural roofs often photograph better in listings and sell faster in competitive neighborhoods.
Do insurance companies prefer architectural shingles?
Often yes, since they better withstand weather damage and lower claim risk.
Both shingle types can protect your home well; it’s all about your goals, budget, and how long you plan to stay.
Choose Architectural Shingles If:
Choose 3-Tab Shingles If:
If your roof is nearing the end of its lifespan, ask your roofer about whether an architectural overlay is possible. It can sometimes offer a mid-range solution without the cost of a full tear-off. At Hoel Roofing, we do not offer overlay as a service as we consider it to be a risky decision. It also voids the home’s warranty. We always advise homeowners to always tear off.
If you’re exploring other asphalt shingles and are unsure which one may be the best for you, check out our article on Asphalt Shingle Overview: Types, Cost, Longevity
Toyosi Ogunsola is the Content Manager at Hoel Roofing & Remodeling in Rushville, IN, where she oversees the creation of educational, trustworthy content about roofing, remodeling, and home improvement. With a master’s degree in Emerging Media Design and Development and a background spanning content strategy, UX research, and digital marketing, Toyosi combines data-driven insights with clear, engaging writing to help homeowners make informed decisions. Passionate about translating complex roofing topics into helpful resources, she works closely with Hoel’s team of roofing experts to ensure every piece of content is accurate, practical, and user-focused.
